Why YNAB
I was introduced to budgeting out of necessity. A friend and I were chatting about money and she casually mentioned "it's all about making sure you don't spend more than you make" and for some reason that had never occurred to me before. She walked me through a rudimentary budget using pen and paper and I threw myself in headfirst: cash envelopes up the wazoo. I quickly realized that carrying around $500 or so in cash wasn't quite my style, and a different friend introduced me to YNAB - You Need a Budget. (He was smart and handsome and funny, so I married him.)
YNAB felt like an answered prayer - the clarity of cash envelopes with the ease of a digital system. I have been YNABing since 2016 and loving it ever since. My family has had it's fair share of financial ups and downs (unexpected house repairs, out of work to care for a medically needy child, etc.) but YNAB has been there for us the whole way.
I became a doula because I loved supporting people in the messiness and beauty of their pregnancy and birth journey. I became a YNAB coach because I love supporting people in the messiness and beauty of spending plans (yes a spending plan can be beautiful). The beauty of YNAB is it helps you simplify your life and your spending plan by prioritizing what matters to you most.
Let me help you figure out your priorities and let's go assign some dollars!
The Power of YNAB
After my husband and I married in 2018, we have:
- Moved
- Had a baby
- Bought a house
- Had a baby with serious medical needs
- Gone down to one income (see above)
- Had another baby
- Replaced our household HVAC unit
- Had another baby (#4 if you weren’t paying attention)
- Repaired our foundation ($$$$!)
- Launched a business
We’re out of debt (except the house) and we don’t live paycheck to paycheck. We did it all on a teacher’s salary and self-employment doula income. (And while washing approximately a gazillion dishes, wiping a lot of butts and noses, and even occasionally vacuuming.)
If you want to get to know me a little bit more, check out the blog or sign up for a free Discovery Call where we’ll discuss your current financial pain points as well as your hopes and dreams for your future.