When my second child was born, I stopped budgeting for about a year. She was really struggling the first week of her life and we couldn’t figure out what was wrong with her. We finally got the help we needed when she was about a week old, but the
It depends. There was an inside joke in my YNAB cohort - every time someone asked a question, the answer would be “It depends.” It was frustrating at first because sometimes I just wanted an answer to my question. But now after helping people get better at money, I completely understand
My daughter just learned how to ride a bike. She's a little bit on the cautious side, so she practiced with a balance bike for quite some time. She was very wobbly on the balance bike for a while because she would go very slowly. Eventually with practice,
Tonight my eldest daughter realized that daughter #2 did not have a green marker and she set out immediately to remedy the situation. My children always play this nicely together and never fight over toys, time, or our attention. Actually, that might be a bit of a lie. Humans have
I told a recent acquaintance that I’m a financial coach and she said, “Are you going to yell at me? Because I feel like I need someone to yell at me.” No, so sorry to disappoint, but I am not going to yell at you. What I will do
As a doula, I didn’t have much control over, well, much of anything. Babies come when they want (3 weeks early… 2 weeks late… 3 am…). It was also challenging to figure out finances because although I could say “I’d like 2 clients a month bringing in $XXX
I have been YNABing since 2016 and I just want to be transparent: it took me years to really use YNAB to its full potential because I wasn’t using it correctly. At YNAB they are nice and just call that “off-method” but let’s be real, I wasn’
"You keep using that word, I do not think it means what you think it means." Do you have money? Then you need a budget. Do you have opinions on where you want your money to go? Then you need a budget. Maybe you have dreams that someday
We spent all our gasoline money and it’s only April 9. I’ve been budgeting for 10 years and buying gasoline for twenty years I am still learning budgeting lessons. I've been really diligent about inputting each transaction into my YNAB app as it’s happening because
When I was young (but apparently still old enough to remember) my mom was in a relatively minor car accident. My dad’s response struck me as so odd at the time: “Let’s go out to dinner to celebrate.” His philosophy was “My wife is fine, we can fix