My daughter just learned how to ride a bike. She's a little bit on the cautious side, so she practiced with a balance bike for quite some time. She was very wobbly on the balance bike for a while because she would go very slowly. Eventually with practice,
It depends. There was an inside joke in my YNAB cohort - every time someone asked a question, the answer would be “It depends.” It was frustrating at first because sometimes I just wanted an answer to my question. But now after helping people get better at money, I completely understand
"You keep using that word, I do not think it means what you think it means." Do you have money? Then you need a budget. Do you have opinions on where you want your money to go? Then you need a budget. Maybe you have dreams that someday
I told a recent acquaintance that I’m a financial coach and she said, “Are you going to yell at me? Because I feel like I need someone to yell at me.” No, so sorry to disappoint, but I am not going to yell at you. What I will do
We spent all our gasoline money and it’s only April 9. I’ve been budgeting for 10 years and buying gasoline for twenty years I am still learning budgeting lessons. I've been really diligent about inputting each transaction into my YNAB app as it’s happening because